Features and Benefits

• Activation: Self-Activation using Debit Cards/Passcode
• Secure Login: Safeguard your account with fingerprint recognition or facial recognition.
• 24/7 Access: Always have access to your accounts, whether it's the middle of the night or during your morning commute. Instant Transfers: Send money quickly to any bank account within minutes.
• Quick Access to Transaction History: Instantly view and search your transaction history.
• Bill Payments: Pay your bills directly from the app in a few simple steps.
• Personalized Insights: Receive notifications and reminders to keep your financial life on track.
• Ease of Use: An intuitive interface designed for both tech-savvy users and those new to mobile banking.
• Security: Enjoy industry-leading security measures, including two-factor authentication and biometric login.
• Cost Savings: Save on fees with fee-free transfers, no branch visits, and no monthly maintenance costs.
• Customization: Set personalized preferences, including transaction alerts, security settings, and layout customization.

• Individual Accounts with Mode of Operation as "Self" can register their Accounts for Mobile Banking.
• Non-Individual Accounts of Sole Proprietorship can also avail Mobile Banking facility.
• NRE/NRO Account holders can also avail Mobile Banking Facility.
• Joint Accounts and Minor Accounts are not eligible for Mobile Banking.
• Only Customers who have registered their Mobile Number

Here is a list of the essential requirements for mobile banking activation:

• Active Bank Account :
  Customers need to have an active account with Kerala Gramin Bank, such as a savings or Current account.
• Mobile Number :
  Customer mobile number should be linked to bank account for authentication and security purposes.
• Smartphone or Compatible Device :
  A working smartphone with internet access (either via Wi-Fi or mobile data). The phone should meet the minimum system requirements for the bank’s mobile app.
• Internet Connection
  A stable internet connection (Wi-Fi or mobile data) to download and mobile data for the activation of mobile banking services.
• Account Authentication :
  

  ATM/Debit Card Details: For the activation of account customer should have an active debit card.

  OR

  One-Time Password (OTP): An OTP may be sent to your registered mobile number for account verification.

• Security Measures :
  

  PIN Setup: During activation, you may be required to set up a secure LOGIN PIN and TRANSACTION PIN for logging in to the mobile banking app and complete the transaction password.

  Biometric Authentication (Optional): Kerala Gramin Bank support fingerprint or face recognition for added security.

Here is a list of the essential requirements for mobile banking activation:

• Active Bank Account :
  Customers need to have an active account with Kerala Gramin Bank, such as a savings or Current account.
• Mobile Number :
  Customer mobile number should be linked to bank account for authentication and security purposes.
• Smartphone or Compatible Device :
  A working smartphone with internet access (either via Wi-Fi or mobile data). The phone should meet the minimum system requirements for the bank’s mobile app.
• Internet Connection
  A stable internet connection (Wi-Fi or mobile data) to download and mobile data for the activation of mobile banking services.
• Account Authentication :
  

  ATM/Debit Card Details: For the activation of account customer should have an active debit card.

  OR

  One-Time Password (OTP): An OTP may be sent to your registered mobile number for account verification.

• Security Measures :
  

  PIN Setup: During activation, you may be required to set up a secure LOGIN PIN and TRANSACTION PIN for logging in to the mobile banking app and complete the transaction password.

  Biometric Authentication (Optional): Kerala Gramin Bank support fingerprint or face recognition for added security.

At present Kerala Gramin Bank Mobile Banking Services are Free. Information regarding charges will be updated in the official website periodically.

At present Kerala Gramin Bank Mobile Banking Services are Free. Information regarding charges will be updated in the official website periodically.

General Terms and conditions along with privacy policy.Click Here

Terms and conditions for Accounts opened online.Click Here

Terms and conditions green pin and debit card services.Click Here

Mobile Banking Policy- 2024-25Click Here