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Gramin Easy Loan

Purpose Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • To provide easy finance to individuals for non-business purposes, like meeting any unforeseen expenses, urgent personal and medical needs etc.
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Eligibility

  • Individual customers having satisfactory dealings with our Bank for a minimum period of one year.
  • Applicant should be a permanent resident in the command area of the Branch and have adequate net worth.
  • CIBIL Score of the borrower should be greater than 700
Apply Now

Limit & Margin

  • Up to 40% of value of the property (Distress Sale Value) offered as security with a minimum of Rs.2 lakh and maximum of Rs.5 lakh (Up to 33.33% of value of property in case of property without building).
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Security

  • Residential property (land and building) with Distress Value 250% of loan amount
  • Commercial property (land and building) with Distress Value 250% of loan amount
  • Residential/Commercial Plot (without building) with minimum extent of 10 cents in rural areas and 5 cents in other areas, with Distress Value 300% of loan amount
Apply Now

Repayment

  • Repayment period up to 180 months
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Interest Rates & Charges

Apply Now
  • To provide easy finance to individuals for non-business purposes, like meeting any unforeseen expenses, urgent personal and medical needs etc.
Apply Now
  • Individual customers having satisfactory dealings with our Bank for a minimum period of one year.
  • Applicant should be a permanent resident in the command area of the Branch and have adequate net worth.
  • CIBIL Score of the borrower should be greater than 700
Apply Now
  • Up to 40% of value of the property (Distress Sale Value) offered as security with a minimum of Rs.2 lakh and maximum of Rs.5 lakh (Up to 33.33% of value of property in case of property without building).
Apply Now
  • Residential property (land and building) with Distress Value 250% of loan amount
  • Commercial property (land and building) with Distress Value 250% of loan amount
  • Residential/Commercial Plot (without building) with minimum extent of 10 cents in rural areas and 5 cents in other areas, with Distress Value 300% of loan amount
Apply Now
  • Repayment period up to 180 months
Apply Now
Apply Now

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