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Swarnadhara Gold Overdraft - Easy and hassle free loan to enhance your business

Purpose Features & Benefits Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • Working capital finance for Traders.
  • Working capital finance for manufactures.
  • Working capital finance for Service providers
Quick Enquiry

Features & Benefits

  • Easy and hassle-free loan process.
  • Over Draft Facility allows you that extra spending power which can come very handy in business
Quick Enquiry

Eligibility

  • Individuals having satisfactory dealings with the Bank
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
Quick Enquiry

Limit & Margin

    Limit

  • Minimum Limit Rs.50,000/-
  • Maximum Rs.10 lakhs

    • Margin

  • Maximum Limit permissible is 75% of Market Value or Appraised value of Gold Ornaments pledged, whichever is less, subject to the per gram lending rate fixed by the Bank from time to time.
Quick Enquiry

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
Quick Enquiry

Repayment

  • Tenable for Two years, subject to annual review
Quick Enquiry

Interest Rates & Charges

Quick Enquiry Loan Interest Rates Service Charges
  • Working capital finance for Traders.
  • Working capital finance for manufactures.
  • Working capital finance for Service providers
Quick Enquiry
  • Easy and hassle-free loan process.
  • Over Draft Facility allows you that extra spending power which can come very handy in business
Quick Enquiry
  • Individuals having satisfactory dealings with the Bank
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
Quick Enquiry

    Limit

  • Minimum Limit Rs.50,000/-
  • Maximum Rs.10 lakhs

    • Margin

  • Maximum Limit permissible is 75% of Market Value or Appraised value of Gold Ornaments pledged, whichever is less, subject to the per gram lending rate fixed by the Bank from time to time.
Quick Enquiry
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
Quick Enquiry
  • Tenable for Two years, subject to annual review
Quick Enquiry
Quick Enquiry Loan Interest Rates Service Charges

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