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Gold Loan

Kerala Gramin Bank offers Loan against Gold jewellery through all its branches. We offer a wide range of Gold loan products to cater all your needs

Purpose Features & Benefits Quantam of Loan Security Repayment Interest Rates & Charges

Purpose

  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
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Features & Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.
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Quantam of Loan

  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.
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Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
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Repayment

  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.
Apply Now

Interest Rates & Charges

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  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
Apply Now
  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.
Apply Now
  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.
Apply Now
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
Apply Now
  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.
Apply Now
Apply Now

OUR KEY PRODUCTS

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RECURRING DEPOSIT

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GOLD LOAN

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RECURRING DEPOSIT

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GOLD LOAN

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AGRICULTURE LOAN

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VEHICLE LOAN

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