1. Home
  2. Personal Banking
  3. Loans
  4. Gold Loans

Gold Loan

Kerala Gramin Bank offers Loan against Gold jewellery through all its branches. We offer a wide range of Gold loan products to cater all your needs

Purpose Features & Benefits Quantam of Loan Security Repayment Interest Rates & Charges

Purpose

  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
Quick Enquiry

Features & Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.
Quick Enquiry

Quantam of Loan

  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.
Quick Enquiry

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
Quick Enquiry

Repayment

  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.
Quick Enquiry

Interest Rates & Charges

Quick Enquiry
  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
Quick Enquiry
  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.
Quick Enquiry
  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.
Quick Enquiry
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
Quick Enquiry
  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.
Quick Enquiry
Quick Enquiry

OUR KEY PRODUCTS

Know More

RECURRING DEPOSIT

Know More

GOLD LOAN

Know More

AGRICULTURE LOAN

Know More

VEHICLE LOAN

Know More

RECURRING DEPOSIT

Know More

GOLD LOAN

Know More

AGRICULTURE LOAN

Know More

VEHICLE LOAN

RATES AND CHARGES

CUSTOMER RELATIONSHIP

USEFUL LINKS

MEDIA CENTER

RATES AND CHARGES

CUSTOMER RELATIONSHIP

USEFUL LINKS

MEDIA CENTER

Get Latest Updates

SUBSCRIBE US

630+

Branches

10,500+

Networked ATMs

3500+

Employees

70,00,000+

Happy Customers

© 2021 Kerala Gramin Bank.    All Rights Reserved.
IPv6 Enabled | Privacy Policy
Powered by : SRV InfoTech