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Loan Against Term Deposits

KGB provides you easy and hassle free loan against your deposits with the bank. So that your urgent and unforeseen personal expenses are met.

Purpose Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
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Eligibility

  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
Apply Now

Limit & Margin

    Limit

  • Loans are provided against Fixed deposits, Cumilative Deposits and Reccuring Deposits.
  • Can avail upto 90% of the deposit amount as loan.
  • While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
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Security

  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
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Repayment

  • Due date of loan account is date of maturity of deposit
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Interest Rates & Charges

Apply Now
  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
Apply Now
  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
Apply Now

    Limit

  • Loans are provided against Fixed deposits, Cumilative Deposits and Reccuring Deposits.
  • Can avail upto 90% of the deposit amount as loan.
  • While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
Apply Now
  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
Apply Now
  • Due date of loan account is date of maturity of deposit
Apply Now
Apply Now

RATES AND CHARGES

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RATES AND CHARGES

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