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Loan Against Term Deposits

KGB provides you easy and hassle free loan against your deposits with the bank. So that your urgent and unforeseen personal expenses are met.

Purpose Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
Quick Enquiry

Eligibility

  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
Quick Enquiry

Limit & Margin

    Limit

  • Loans are provided against Fixed deposits, Cumilative Deposits and Reccuring Deposits.
  • Can avail upto 90% of the deposit amount as loan.
  • While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
Quick Enquiry

Security

  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
Quick Enquiry

Repayment

  • Due date of loan account is date of maturity of deposit
Quick Enquiry

Interest Rates & Charges

Quick Enquiry
  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
Quick Enquiry
  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
Quick Enquiry

    Limit

  • Loans are provided against Fixed deposits, Cumilative Deposits and Reccuring Deposits.
  • Can avail upto 90% of the deposit amount as loan.
  • While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
Quick Enquiry
  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
Quick Enquiry
  • Due date of loan account is date of maturity of deposit
Quick Enquiry
Quick Enquiry

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