Kerala Gramin Bank offers Junior Rupay Debit Card to all Junior account holders, aged above 10.

Reserve Bank of India has alloved Minors above the age of 10 years to open and operate savings bank accounts independently if they intent to do so. Kerala Gramin Bank offers the facility to open Minor accounts enabled with Rupay Junior debit cards. The Bank has been actively participating in imparting Financial literacy among children. Students can follow Kerala Gramin Bank through social media and special link for children is avilable in Facebook - "@Little KGB". All Android smart phones users can also download the app 'Little KGB' from google play store, which introduces banking to children.

• Our Junior RuPay Debit Cards are safe and secured with Magnetic Stripe, EMV Chip and PIN authentication.
• Extended validity of 5 Years
• Daily cash withdrawal limit: Rs.5000.
• Point of Sale (POS) Limit of Rs.2,000/-

• 10000+ Networked ATMs across India.
• Cashless transactions.
• Book Tickets, Movies , Pay Bills, Shop Online.
• Can access your funds 24 * 7 anywhere in India

• If you already have a Junior (Minor) Account with KGB, visit your branch to recieve a Junior RuPay Debit Card instantly.
• Else, a new Junior Savings Account could be opened by visiting any of our branches and avail the facility.

• Visit any ATM for activating your Junior Debit Card
• Change the PIN you have received from the Bank.
• Do not disclose your ATM Pin number to anybody.

• Customers can withdraw from KGB ATMs and Canara Bank ATMs free of charge multiple times
• To know more about Service charges and fees Click here

My card has been blocked due to 3 successive incorrect PINs. What do I do?

• Card will be automatically un-blocked next day. In case you have forgotten your Pin approach the Branch.

What do I do if I have lost my Debit Card?

• Immediately Hotlist / Block your Debit Card by calling 0484 2912400
• Send SMS to 8082892975 in the following Format HOTLIST <space> Last four digit of ATM Card Number (Example : IF the last four digit of the card is 1234 SMS should be send in the format HOTLIST 1234)
• Call our customer care number 04842912400 from the registered mobile number and follow the IVR instructions
• Mobile Banking activated customers can block the card from the KGB mPAY application itself. Click on ATM card Menu >> click Temporary Block/Unblock >> Use toggle button to block debit card usage
• Inform the Branch to Hotlist / Block Card

What is CVV number on rupay debit card?

• The CVV Number ("Card Verification Value") is a 3 digit number on the backside of your credit card or debit card.

What are the eligibility criteria?

• Junior Debit Card can be issued to Minor account holders.

Are there any charges for transaction at other Bank’s ATM?

• Five transactions per month (financial and non-financial) are free for usage in other Bank ATMs.

Is there any charge for transaction from KGB and Canara Banks ATM?

• No, it is free for any number of withdrawals with KGB Cards.

Will I get SMS alerts for every transaction?

• Yes, provided correct mobile number is registered with bank