Home Loans :: KGB :: Kerala's own Bank

NATIONAL CYBER CRIME HELPLINE 1930

Call Us : 0497 2717800

Toll Free Number : 1800-425-4000

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Home Loans

To fulfil your dream of a new home, KGB provides Home Loans at very attractive rates. Moreover KGB offers loans for Purchase/Construction/Renovation of house/Flat.

Purpose

Purchase of house property
Construction/extension of house property
Purchase of ready built Flat
For undertaking repairs, renovation, up - gradation, extension, ceration of additional amenities
Housing Loan for Second House / Flat.

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Eligibility

Individuals and NRI having sufficient and regular income
Age of the applicant shall not be more than 55 years

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Limit & Margin

Limit

For Residents 5 times of annual income
For NRI - 4 times of annual income

Margin

20% of the total cost

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Security

Equitable Mortgage of land and building constructed / to be constructed / to be purchased by Bank Finance.
The value of the property should be atleast 125% ot the loan limit.

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Repayment

Tennure upto 30 Years
Repayment holiday upto 18 months can be availed.

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Interest Rates & Charges

For Loan interest rates click here
For Service charges and fees click here

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Purpose

Purchase of house property
Construction/extension of house property
Purchase of ready built Flat
For undertaking repairs, renovation, up - gradation, extension, ceration of additional amenities
Housing Loan for Second House / Flat.

Apply Now

Eligibility

Individuals and NRI having sufficient and regular income
Age of the applicant shall not be more than 55 years

Apply Now

Limit & Margin

Limit

For Residents 5 times of annual income
For NRI - 4 times of annual income

Margin

20% of the total cost

Apply Now

Security

Equitable Mortgage of land and building constructed / to be constructed / to be purchased by Bank Finance.
The value of the property should be atleast 125% ot the loan limit.

Apply Now