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Loan Against Term Deposit

KGB provides hassle free loan against your deposit with the bank to meet your unforeseen personal expenses

Purpose Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
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Eligibility

  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
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Limit & Margin

    Limit

  • Loans are provided against Fixed deposits, Cumulative Deposits and Recurring Deposits
  • Upto 90% of the deposit amount can be availed as loan
  • While availing the loan, the deposit receipts / certificates shall be submitted to the branch disbursing the loan

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
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Security

  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
Quick Enquiry

Repayment

  • Due date of loan account is date of maturity of deposit
Quick Enquiry

Interest Rates & Charges

Quick Enquiry
  • For undertaking Agricultural activities
  • For undertaking MSME activities
  • Any other bonafide reasons including personal purposes.
Quick Enquiry
  • Customers who are having term deposits with us.
  • NRE term deposit holders are also eligible under this scheme.
Quick Enquiry

    Limit

  • Loans are provided against Fixed deposits, Cumulative Deposits and Recurring Deposits
  • Upto 90% of the deposit amount can be availed as loan
  • While availing the loan, the deposit receipts / certificates shall be submitted to the branch disbursing the loan

    • Margin

  • For loan against Term Deposits - 20% of the outstanding balance
  • For loan against Daily Deposits - 25% of the outstanding balance
Quick Enquiry
  • The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.
Quick Enquiry
  • Due date of loan account is date of maturity of deposit
Quick Enquiry
Quick Enquiry

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