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Loan for Construction of Rental Properties.

Kerala Gramin Bank supports your real estate activities through various loan schemes.

Purpose Eligibility Limit & Margin Security Repayment Interest Rates & Charges

Purpose

  • For construction of buildings, such as Malls, Shop buildings,
  • For construction of Residential Quarters/ Flats
  • For construction of Auditoriums, etc.,
Quick Enquiry

Eligibility

  • Entrepreneurs with sound financial background who intends to construct buildings for commercial purposes.
  • NRI Customers are also eligible for finance under the Scheme.
  • Loan will be granted based on the Commercial viability & Marketability of the project.
Quick Enquiry

Limit & Margin

    Limit

  • Total Project cost less margin
  • Minimum loan amount should be Rs. 10 lakhs

    • Margin

  • A margin of 50% needs to be invested by the borrower.
  • In eligible basis, margin may be relaxed upto 30% on merit.
Quick Enquiry

Security

  • Guarantee of a credit worthy person.
  • Equitable Mortgage of landed property of value not less than 200% of loan amount.
Quick Enquiry

Repayment

  • EMI with a maximum period of 10 years
  • Repayment holiday of maximum 18 months can be availed.
Quick Enquiry

Interest Rates & Charges

  • Please visit Loan interest rates page for details.
  • Please visit Service charges page for more details.
Quick Enquiry Loan Interest Rates Service Charges
  • For construction of buildings, such as Malls, Shop buildings,
  • For construction of Residential Quarters/ Flats
  • For construction of Auditoriums, etc.,
Quick Enquiry
  • Entrepreneurs with sound financial background who intends to construct buildings for commercial purposes.
  • NRI Customers are also eligible for finance under the Scheme.
  • Loan will be granted based on the Commercial viability & Marketability of the project.
Quick Enquiry

    Limit

  • Total Project cost less margin
  • Minimum loan amount should be Rs. 10 lakhs

    • Margin

  • A margin of 50% needs to be invested by the borrower.
  • In eligible basis, margin may be relaxed upto 30% on merit.
Quick Enquiry
  • Guarantee of a credit worthy person.
  • Equitable Mortgage of landed property of value not less than 200% of loan amount.
Quick Enquiry
  • EMI with a maximum period of 10 years
  • Repayment holiday of maximum 18 months can be availed.
Quick Enquiry
  • Please visit Loan interest rates page for details.
  • Please visit Service charges page for more details.
Quick Enquiry Loan Interest Rates Service Charges

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