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Junior Savings Bank Account - Opening up the banking corridors to children

Overview Features & Benefits Who Can Open? Balance Requirement Required Documents Interest Rates & Charges

Overview

  • A product designed to inculcate savings habit among children. It will provide kids with early exposure to banking facilities, thereby prompting them to save for future.
Quick Enquiry

Features & Benefits

  • Eligible for RuPay Junior Debit Cards (JDC)
  • Cash withdrawal limit of Rs. 5000 at ATMs and Point of Sale (PoS) limit of Rs. 2000/-
  • Unlimited and free access to over 10,500 ATMs
  • JDC can be used for remitting school / college fee / online payments
  • JDC has free accident insurance cover of Rs.100,000/-.
  • Parents can monitor the usage of Junior Savings Account through automated transaction alerts sent to their mobile number.
  • Junior Savings Account holders can become members of Financial Literacy Clubs of the bank and take benefit out of the endless financial literacy related activities.
Quick Enquiry

Who Can Open?

  • Children up to age of 18 years can open this account.
  • For children below the age of 10, the account can be opened with parent / guardian as Authorized Signatory.
  • Children above 10 years can open and operate the account independently
  • To open Junior Savings Account, you may please visit the nearest KGB branch
Quick Enquiry

Balance Requirement

  • No minimum balance required.
Quick Enquiry

Required Documents

  • Aadhaar card
  • If address proof and Identity proof are same, no additional identity proof is required.
  • 2 Recent Passport size photographs.
Quick Enquiry

Interest Rates & Charges

Quick Enquiry
  • A product designed to inculcate savings habit among children. It will provide kids with early exposure to banking facilities, thereby prompting them to save for future.
Quick Enquiry
  • Eligible for RuPay Junior Debit Cards (JDC)
  • Cash withdrawal limit of Rs. 5000 at ATMs and Point of Sale (PoS) limit of Rs. 2000/-
  • Unlimited and free access to over 10,500 ATMs
  • JDC can be used for remitting school / college fee / online payments
  • JDC has free accident insurance cover of Rs.100,000/-.
  • Parents can monitor the usage of Junior Savings Account through automated transaction alerts sent to their mobile number.
  • Junior Savings Account holders can become members of Financial Literacy Clubs of the bank and take benefit out of the endless financial literacy related activities.
Quick Enquiry
  • Children up to age of 18 years can open this account.
  • For children below the age of 10, the account can be opened with parent / guardian as Authorized Signatory.
  • Children above 10 years can open and operate the account independently
  • To open Junior Savings Account, you may please visit the nearest KGB branch
Quick Enquiry
  • No minimum balance required.
Quick Enquiry
  • Aadhaar card
  • If address proof and Identity proof are same, no additional identity proof is required.
  • 2 Recent Passport size photographs.
Quick Enquiry
Quick Enquiry

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