Gold Loan

Kerala Gramin Bank offers Loan against Gold jewellery through all its branches. Bank offers wide rage of Gold loan products to cater all your needs.

Purpose

  • Agricultural crop production/crop maintenance purposes.
  • Other agricultural & allied activities.
  • Investment in business/profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.

Features & Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted only after getting the jewelss duly appraised by the jewel appraiser engaged by the Bank.
  • Only 22 carat Gold will be accepted as security.
  • Avialable across all KGB branches.

Quantam of Loan

  • Quantam of loan differs from one scheme to another.
  • Maximum loan amount that can be availed is Upto 80% of appraised value of gold.

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repayed on or before exipry date.

Interest Rates & Charges

  • Please visit Loan interest rates page for details.
  • Please visit Service charges page for more details.
  • Agricultural crop production/crop maintenance purposes.
  • Other agricultural & allied activities.
  • Investment in business/profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted only after getting the jewelss duly appraised by the jewel appraiser engaged by the Bank.
  • Only 22 carat Gold will be accepted as security.
  • Avialable across all KGB branches.
  • Quantam of loan differs from one scheme to another.
  • Maximum loan amount that can be availed is Upto 80% of appraised value of gold.
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repayed on or before exipry date.
  • Please visit Loan interest rates page for details.
  • Please visit Service charges page for more details.

OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

615+

Branches

10,500+

Networked ATMs

3500+

Employees

70,00,000+

Happy Customers

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