AGRICULTURE GOLD LOAN

Kerala Gramin Bank offers Loan against Gold jewellery through all its branches. Bank offers Gold loan for various agricultural activities. Agriculture gold loans are given at comparitively low interest rates.

Purpose

  • Agriculuture crop production / crop maintainance

Features and Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individual Farmers.
  • Effective interest rate is as low as 4% p.a.
  • Loan will be granted only after getting the jewelss duly appraised by the jewel appraiser engaged by the Bank.
  • Only 22 carat Gold will be accepted as security.
  • Available across all KGB branches.

Quantum of Loan

  • Maximum loan amount that can be availed is Rs. 3 lakhs
  • Maximum loan amount that can be availed is Upto 75% of appraised value of gold.
  • The loan amount will be arrived taking into consideration the crop cultivated, extant of land and scale of finance.

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Agriculture Gold loans are repayable in 12 months from the date of sanction along with accrued interest.

Interest Rates & Charges

  • Please visit Loan Interest Rates page for details
  • Agriculture crop production / crop maintainance
  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individual Farmers.
  • Effective interest rate is as low as 4% p.a.
  • Loan will be granted only after getting the jewelss duly appraised by the jewel appraiser engaged by the Bank.
  • Only 22 carat Gold will be accepted as security.
  • Available across all KGB branches.
  • Maximum loan amount that can be availed is Rs. 3 lakhs
  • Maximum loan amount that can be availed is Upto 75% of appraised value of gold.
  • The loan amount will be arrived taking into consideration the crop cultivated, extant of land and scale of finance.
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
  • Agriculture Gold loans are repayable in 12 months from the date of sanction along with accrued interest.
  • Please visit Loan Interest Rates page for details

OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

615+

Branches

10,500+

Networked ATMs

3500+

Employees

70,00,000+

Happy Customers

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