About Us

Kerala Gramin Bank (KGB) is a Regional Rural Bank (RRB) formed on 08.07.2013, under the Sub-Section (1) of Section 3 of the RRB Act 1976 (27 of 1976). The bank was formed by amalgamating the two RRBs of Kerala namely South Malabar Gramin Bank and North Malabar Gramin Bank through a notification by the government of India.

KG Bank profile

The share capital of the bank is Rs. 2 Crore contributed by the Central Government, State Government and Sponsor Bank in the ratio 50:15:35 respectively. As on March 2017, Bank’s total Deposits stood at Rs. 15075 Crores and total advance at 13735 Crore. 
Though the bank is Regional Rural Bank, KGB delivers all the major functionalities of a PSB. The major focus of the bank is to initiate appropriate intervention for overall economic upliftment and advancement of the people of Kerala by giving financial assistance to the sectors like Agriculture, Micro, Small and Medium Enterprises, education, housing, micro-credit, weaker sections, SC/ST communities etc. 
KGB has carved a niche for itself through its 40 year old history of dedicated and customized service to the clientele by its predecessor RRBs. With 615 branches as on 31.03.2017, it is the second largest bank in Kerala, in terms of branch network. Its comprehensive branch network spreads into the deepest and farthest corners of Kerala. Further, its CD ratio is the highest among major banks of Kerala. KGB leads other Banks in the state in the number of persons assisted under Kisan Credit Card (KCC) and SME (Priority) schemes. 
For the past 40 years the predecessor RRBs of the bank have succeeded in building warm relationship with its customers. Now KGB’s objective is to intensify this relationship and thus emerge as a strong, vibrant and socially committed ‘Kerala’s Own Bank’.

KG Bank profile

The share capital of the bank is Rs. 2 Crore contributed by the Central Government, State Government and Sponsor Bank in the ratio 50:15:35 respectively. As on March 2017, Bank’s total Deposits stood at Rs. 15075 Crores and total advance at 13735 Crore. 
Though the bank is Regional Rural Bank, KGB delivers all the major functionalities of a PSB. The major focus of the bank is to initiate appropriate intervention for overall economic upliftment and advancement of the people of Kerala by giving financial assistance to the sectors like Agriculture, Micro, Small and Medium Enterprises, education, housing, micro-credit, weaker sections, SC/ST communities etc. 
KGB has carved a niche for itself through its 40 year old history of dedicated and customized service to the clientele by its predecessor RRBs. With 615 branches as on 31.03.2017, it is the second largest bank in Kerala, in terms of branch network. Its comprehensive branch network spreads into the deepest and farthest corners of Kerala. Further, its CD ratio is the highest among major banks of Kerala. KGB leads other Banks in the state in the number of persons assisted under Kisan Credit Card (KCC) and SME (Priority) schemes. 
For the past 40 years the predecessor RRBs of the bank have succeeded in building warm relationship with its customers. Now KGB’s objective is to intensify this relationship and thus emerge as a strong, vibrant and socially committed ‘Kerala’s Own Bank’.



OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

615+

Branches

10,500+

Networked ATMs

3500+

Employees

70,00,000+

Happy Customers

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